I think that's the case, but banks probably factor in overall default statistics in addition to an individual's credit history. Take a look at the overall data and I think you'll find that minorities have a higher default rate. Yeah, yeah...I know...pointing that out makes a me a racist bigoted xenophobic homophobic… » 2/25/15 11:15am 2/25/15 11:15am

No...I think it's more because of people like you who constantly carp about the sky fucking falling. And then of course you've got empty headed media whores like Al Gore and Prince Charles screaming about ice caps disappearing and polar bears going extinct...and none of it is fucking happening. Tell you what...if… » 2/24/15 1:51pm 2/24/15 1:51pm